Bank earnings are coming: Five things to watch (subscription)

Calm markets, the Fed and lighter lending are among the factors seen influencing second-quarter results

Bank earnings season gets under way on Friday with four of the biggest U.S. lenders—Citigroup Inc., J.P. Morgan Chase & Co., Wells Fargo & Co. and PNC Financial Services Inc.—due to report that morning. Next week, Bank of America Corp., Goldman Sachs Group Inc. and Morgan Stanley will release their results. Here are five things to keep an eye on as the earnings announcements arrive.

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