Copyright & Use

Fair Use Policy

This website contains copyrighted material the use of which has not always been specifically authorized by the copyright owner. We are making such material available in our efforts to advance understanding of the credit union industry and issues. This constitutes a ‘fair use’ of any such copyrighted material as provided for in section 107 of the US Copyright Law.

In accordance with Title 17 U.S.C. Section 107, the material on this site is distributed. If you wish to use copyrighted material from this site for purposes of your own that go beyond ‘fair use’, you must obtain permission from the copyright owner.

§ 107. Limitations on exclusive rights: Fair use

Notwithstanding the provisions of sections 106 and 106A, the fair use of a copyrighted work, including such use by reproduction in copies or phonorecords or by any other means specified by that section, for purposes such as criticism, comment, news reporting, teaching (including multiple copies for classroom use), scholarship, or research, is not an infringement of copyright. In determining whether the use made of a work in any particular case is a fair use the factors to be considered shall include:

(1) the purpose and character of the use, including whether such use is of a commercial nature or is for nonprofit educational purposes;
(2) the nature of the copyrighted work;
(3) the amount and substantiality of the portion used in relation to the copyrighted work as a whole; and
(4) the effect of the use upon the potential market for or value of the copyrighted work.

Regarding items (3) & (4) above, CBInsight only displays the excerpts of the article text in the News section and the link points to the original news source. Articles are archived with the summary link pointing to the original source.

If for any reason an owner of a copyrighted work does not want the text displayed for the minimum time limit, please contact CBInsight to have the article removed.

User Copyright Policy

CBInsight contains copyrighted material use of this content for any purpose other than viewing on CBInsight website is strictly prohibited. Users may not post, distribute, or reproduce in any way any copyrighted material, trademarks, or other proprietary information without obtaining the prior consent of the owner of such proprietary rights. Reading online, downloading or other use of this information signifies acceptance of these conditions; and use of this site may occur on these conditions only.

DMCA Notice

CBInsight respects the intellectual property of others. In accordance with the Digital Millennium Copyright Act (DMCA) and other applicable law, we may at our sole discretion limit access to our web site of any users who infringe any intellectual property rights of others.