Reglabs: Time for a major regulatory experiment?

When fintech becomes “supertech,” getting things right could bypass many traditions of regulation

Financial regulators are rarely regarded as playful. So when large numbers of them start building sandboxes, we should take notice.

Throughout the world, regulatory agencies are launching initiatives they’re calling “sandboxes,” or less fancily, “pilots,” “labs,” and even “greenhouses.”

Regardless of label, these initiatives share two key characteristics.

First, they all are broadly inspired by the flagship Regulatory Sandbox program launched in 2015 by the U.K.’s Financial Conduct Authority.

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